SERVICES
    Our mission is to help you protect your money and
    unlock your true wealth potential.

    Services

    Individual and Family services:

    From the everyday moments to major milestones, we understand that our customers’ most valuable asset is family — however they define it. That’s why we provide life insurance, annuities and wealth management solutions that help them continue putting family first. Because when family is cared for, our customers can thrive.
    • Tax minimizing strategies
    • Asset protection
    • Retirement income strategies
    • Estate planning 
    • Retirement planning
    • Premium financing 
    While your financial planning may require you to buy a large amount of life insurance, you may have some reservations about paying your premium dollars using your existing assets or current cash flow. For example, you may believe you can earn more on your money than you would pay in loan interest fees. You may have illiquid assets, such as stocks, bonds, real estate or business assets, that you prefer not to liquidate in order to fund your life insurance purchase

    Whatever your individual circumstances may be, you do have an alternative: premium financing. It’s an innovative financial strategy designed to help individuals buy large amounts of life insurance for personal or business purposes, while leaving cash or other assets in place — or available to be used in other ways.

    So whether you are using life insurance for estate funding, or business planning purposes, you can now leverage the power of borrowed funds from a commercial lender to access the premium dollars you need – while you continue to acquire, grow and preserve your other assets for your heirs or valued employees.
    Business Owner Services
    Strategies for a smooth transition: 
    As a business owner, you’ve got plenty to do keeping your company up and running on a daily basis.
    Preparing for what will happen to your business after you retire – or are suddenly unable to run it – can be daunting, but you don’t have to do it alone. At Heydari Wealth Group we can help you build a succession strategy that can be key to the success and survival of the business you’ve worked so hard to build.

    We’ll work with you to prepare for your eventual exit and the challenges that come with changes in ownership, as well as put a strategy in place to help make sure your business is protected from the unexpected.

    Creating a strategy now will help ensure your long-term goals are met – whether that’s receiving a fair value for your company, maintaining pride in its ongoing name and tradition or smoothly transitioning ownership to an employee or family member.

    Retirement planning for business owners: 
    As a business owner, you likely provide your top people with bonuses or retirement packages to reward them for their contribution to the company and encourage their loyalty. But what about your retirement needs? A potential solution you likely have a great deal of your own wealth tied up in your business. 

    One day you may want to step back from the business, and maybe retire. However, you may be like many business owners who only focus on the operation until it’s too late. And your retirement would then be DEPENDENT on selling the business, leaving you with limited options. Instead, consider a retirement strategy that allows you to become independent of the business by redeploying after-tax dollars to a tax-deferred vehicle with guaranteed income opportunities, such as life insurance.